Mr. Cassar will be looking for a way to help you get out of foreclosure without losing the home to an auction. The procedures for assessing and applying to the bank for a loan modification, forbearance plan, short-sale, deed-in-lieu, or cash-for-keys offer can generally be referred to as loss mitigation. Loss mitigation is the meat and potatoes of foreclosure defense. It is the most common way to resolve cases.
Sometimes, but rarely, cases can be won against the bank, and the action completely dismissed. But the bank can normally bring another case against you shortly after that, and fix the problems in the previous case. It is generally best to arrive at an agreement with the bank as soon as possible.
Mr. Cassar will advise you on your options in each case and will always be looking out for your best possible outcome.